Terms & Conditions

The African Financial Markets Initiative (AFMI), an initiative of the African Development Bank Group (AfDB), provides the information, documents, photographs, video clips and other materials (collectively, "Materials") contained on this website (the “Website”) as a courtesy to those who may choose to access the Website ("Users"). Materials presented herein are for informative purposes only.

Your access to and use of this Website, which is operated by AFMI, an initiative of the AfDB, will be governed by the following terms and conditions of use (“Terms of Use”) and the Privacy Policy posted separately on the Website. By clicking here you represent that you are a User and that you accept these Terms of Use and the separate Privacy Policy of AFMI, an initiative of the AFDB and agree to be bound by them.

I accept the following terms and conditions:

Disclaimers

Unless expressly stated otherwise, the findings, interpretations and conclusions expressed in the Materials on the website are as attributed. They do not necessarily represent the views of the AfDB Management, Boards of Directors, Boards of Governors or the countries they represent.

Use of the Website is at the User’s own risk. Materials provided on the Website are provided without warranty of any kind. AFMI, initiative of the AfDB specifically does not provide a warranty or make representations as to the accuracy of any material on the Website. AFMI, initiative of the AfDB periodically changes the Materials on the website without notice. AFMI, initiative of the AfDB will not accept liability for any loss arising directly or indirectly from use of the Website.

The Website may contain advice, opinions, and statements. AFMI, initiative of the AfDB does not represent or endorse the accuracy, completeness, reliability or current validity of any advice, opinion, statement or other information provided by any information or content provider, or any User of the Website or other person or entity. Reliance upon the content of the site is at the User’s own risk.

Links to Websites

The Website contains links to other websites. The linked websites are not under the control of AFMI, initiative of the AfDB.

Access to a linked website is at the User’ own risk. AFMI, initiative of the AfDB does not accept responsibility for the contents of any linked website including any link contained in a linked website. AFMI, initiative of the AfDB provides these links only as a convenience, and the inclusion of a link or reference does not imply the endorsement of the linked site by the AfDB. As a condition of use of this Website, the User agrees to indemnify AFMI, initiative of the AfDB from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) arising out of the User’s use of this Website, including, without limitation, any claims alleging facts that if true would constitute a breach by the User of these Terms of Use. If the User is dissatisfied with any Material on this Website or with any of its Terms of Use of Use, the User’s sole and exclusive remedy is to discontinue using the Website.

Linking to AFMI website, initiative of the AfDB

Any links to the Website must clearly identify AFMI, initiative of the AfDB as the source of the information displayed and Website content must not be altered

Public Forum

Any Website bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Forums"), may only be used subject to the following conditions. Failure to adhere to the following conditions may result in criminal and or civil proceedings against the User:

The User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, the User agrees that when using a Forum, the User shall not do any of the following:

  1. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

  2. Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.

  3. Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

  4. Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.

  5. Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.

  6. Falsify the origin or source of software or other material contained in a file that is uploaded.

  7. Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters. Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

The User acknowledges that all Forums or Discussion Groups are public and not private communications. Further, the User acknowledges that chats, postings, conferences, e-mails and other communications by other users are neither endorsed by nor screened by AFMI, initiative of the AfDB. AFMI, initiative of the AfDB reserves the right to remove any Forum’s/s content.

Copyright

All Materials that appear on the Website are the exclusive property of AFMI, initiative of the AfDB or of its content providers, unless otherwise indicated. AFMI, initiative of the AfDB encourages Users to print, download, or copy Material from the Website exclusively for personal and non-commercial use. Users may not resell, redistribute or create derivative works for commercial purposes without the express, written consent of AFMI, initiative of the AfDB.

For copyright permission to use copyrighted material, please contact the AFMI Team by clicking here. All requests must include the following information: first name, last name, and e-mail address and "Copyright permission" in the Subject line as well as full details of the basis for which use of the copyrighted material is sought.

All Website Materials (i) may constitute valuable proprietary information and commercial property of the information providers, (ii) may be protected by international intellectual property laws, including copyright, trademark, trade secret, or patent, and (iii) constitutes an expenditure of substantial time, effort and money by AFMI, initiative of the AfDB. You acknowledge that, other than a right to use the Website and the Materials as contemplated by these Terms of Use, neither AFMI, initiative of the AfDB by giving you access to the Website and the Materials is granting you any proprietary rights in the Website, any materials, or any associated trademarks or other intellectual property subsisting in or available through any of the foregoing.

Preservation of Immunities

Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of AFMI, initiative of the AfDB, which are specifically reserved.

Scam emails falsely implying association with AFMI, initiative of the AfDB

If you receive a fraudulent communication purporting to be from AFMI, initiative of the AfDB or have any doubts about the authenticity of an email, letter or phone call purportedly from, for or on behalf of AFMI, initiative of the AfDB, do not respond to the email and please email the AFMI Team and AfDB Security. The AfDB is actively trying to put a halt to these misleading practices, and it continuously pursues criminal activity with the assistance of multiple international security organizations in order to protect the AfDB and its initiatives. Suspect communications should be brought to AfDB’s attention at the following addresses:

  • AfDB Cyber Crime Email Reporting: security@afdb.org

  • AfDB Cyber Crime Phone: +216 71 10 3445

  • AfDB Cyber Crime Address: African Development Bank, Security Unit, BP 323, 1002 Tunis Belvedere, Tunisia

Warning

Various scam and advance fee fraud emails purporting or implying to be from or associated with AFMI, initiative of the AfDB and its initiatives are circulating on the Internet.

Some of these emails request detailed information and/or money from individuals, businesses or non-profit organizations with the promise that they will receive funds or other benefits in return. These are advance fee fraud criminal activities. Other emails ask for registration fees for conferences allegedly sponsored by the AfDB and its initiatives and for hotel reservations, again with the promise of certain benefits. These emails sometimes carry the AfDB logo and that of its initiatives, and originate from or refer to an email address, which is made to look like an AfDB email address. Many of these emails also refer to the senior management and leadership of the AfDB and include a reference to the AfDB website and/or that of its initiatives. These are FRAUDULENT emails.

These emails do not emanate from the AfDB, and are not in any way associated with AfDB projects, events and initiatives. The AfDB wishes to warn the public of these misleading practices, and suggests that recipients of invitations such as those described above (whether sent by email or communicated in any other way) verify their authenticity before sending any response. Do not communicate with anyone soliciting funds in the name of the AfDB and/or its initiatives, as the AfDB and its initiatives are not commercial banks.

In particular, AfDB suggests that recipients do not send money or personal information in response to invitations from anyone from the AfDB who claims to be awarding funds, grants, scholarships, certificates, lottery winnings, or prizes, and/or AfDB requested payment for registration fees and hotel room reservations, or other advance fee fraud scams in the name of the AfDB. The AfDB is a Multilateral Development Bank that does not solicit deposits from private individuals or conduct commercial banking activity.

Cookies

Cookies are small text files that are placed on your computer by websites you visit. Cookies help make this Website work and provide information about how users interact with the Website.

The cookies we use help to provide us with anonymised, aggregated technical information. This is principally so that we can make sure that the Website is easy to navigate, identify the areas that are of particular interest to visitors and generally improve the Website and our services. The information that we collect in this process will not identify you as an individual. We do not seek to identify individual visitors unless they volunteer their contact details through one of the forms on the site. In some circumstances our records will identify organisations visiting our Website and we may use that information in managing our relationship with those organisations, for example, in considering how to develop the services that we offer them.

By using our Website you agree that we can place these types of cookies on your device.

Full details of the cookies we use and what they do can be found at cookie details.

As a condition of use of this Website, the User agrees to indemnify AFMI, initiative of the AfDB from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) arising out of the User’s use of this Website, including, without limitation, any claims alleging facts that if true would constitute a breach by the User of these Terms of Use. If the User is dissatisfied with any Material on this Website or with any of its Terms of Use, the User’s sole and exclusive remedy is to discontinue using the Website.